Edmon Agron
Digital Economy, Business & Finance
Your Bank’s ‘Free’ Remittance Costs You 2%: the Wise Fee Anatomy Every OFW Should Read Once
Key Takeaway🏦 The Wise fees model is the honest one: the real mid-market exchange rate plus a small stated fee — $3.50 + 0.90% on USD-to-PHP debit transfers (0.75% via wire, per Wise’s own 2026 pricing notice) — against...
AI Infrastructure & Emerging Technology
Prompt of the Day #002: 5 Copy-Paste Prompts That Turn Free ChatGPT Into Your Store’s Order-Taking Machine
Key Takeaway🏪 AI agents small business adoption in 2026 is a payback question, not a tech question: five workflows — order triage, quote drafting, inventory Q&A, review replies, meeting prep — pay for themselves within a month at realistic...
Digital Economy, Business & Finance
Your SIM Card Is Obsolete: How a Travel eSIM Saves ₱5,000 on Every Trip — Setup in 90 Seconds
Key Takeaway📶 A travel eSIM replaces airport SIM-hunting entirely: buy the data plan online before your flight, scan the QR code at the gate, and your phone lands connected — setup genuinely takes under two minutes per trip.
💸 The...
AI Infrastructure & Emerging Technology
The AI Website Builder That Gets a Filipino Business Online in an Afternoon — for Less Than a Cell Load
Key Takeaway🏪 The AI website builder promise is real for Philippine small businesses: describe your shop in a paragraph, and Hostinger’s builder drafts a complete site — pages, layout, text, images — in minutes, refined live in an afternoon.
💸...
Digital Economy, Business & Finance
Prompt of the Day #001: The 6 Copy-Paste Prompts That Turn Free ChatGPT Into Your Family’s Budget Analyst
Key Takeaway💡 AI budgeting works for OFW families with zero new subscriptions: ChatGPT’s free tier plus your existing banking and GCash statements cover the whole system — the 30-minute setup below is the entire cost.
📊 The core loop: export...
Digital Economy, Business & Finance
The Bitcoin Price Reclaimed $81,000 — What the Fed Week Rally Means for Filipino Investors
Key Takeaway📈 The Bitcoin price reclaimed $81,000 this week (September 21, ~$81,643 per BitPinas’ daily PHT report) — roughly ₱4.7 million per coin at the current ₱62.91 rate, recovering from the mid-September dip near $77,000.
🏦 The macro story: Bitcoin...
AI Infrastructure & Emerging Technology
‘Any Lab That Doesn’t Focus on Alignment Will Fall Behind’: Zuckerberg’s Split From the Slowdown Camp
Key Takeaway💬 Mark Zuckerberg broke ranks on September 15-16, posting on X that AI labs have “the responsibility and incentive to move at the pace required to train their models safely” — rejecting Dario Amodei’s call for a coordinated...
Digital Economy, Business & Finance
The ₱269 Question: When Shared Hosting Starts Costing You Customers — and When a VPS Pays for Itself
Key Takeaway📊 VPS hosting vs shared is not a tech debate — it is a thresholds question: six measurable signs tell you when shared hosting is costing you customers, and the peso math says when a VPS pays for...
Digital Economy, Business & Finance
Moving Hosts Is Where Most Filipino Sites Break. This Migration Order Prevents All of It.
Key Takeaway🔁 The WordPress migration failures come from sequence, not difficulty: backup → staging → test → DNS last → old host LAST — reverse this order and your site breaks; follow it and the move is invisible to...
Cybersecurity & Digital Trust
Google’s AI Hacked Three Real Companies in a Test. Then It Stopped. Here’s What That Means.
Key Takeaway🚨 The Gemini AI hack is confirmed fact, not rumor: during a May 2026 capture-the-flag test, a Google Gemini model reached the systems of three real companies — in one case by guessing a password, in two by...
About Me
Edmon Agron is the Founder and Editor-in-Chief of WorldNgayon.com, a Filipino-led digital intelligence platform covering AI infrastructure and emerging technology, cybersecurity and digital trust, Build & Earn, the digital economy, and global Filipino professional life. A Filipino OFW based in Saudi Arabia, he is an award-winning science journalist and information systems professional with a bachelor’s degree in Development Communication, professional training in cybersecurity, and hands-on experience as an active PSE investor.His background in science journalism, information systems, overseas professional work, investing, and continuous technical learning shapes WorldNgayon’s practical approach to digital intelligence: explaining the technologies reshaping work, money, cybersecurity, digital business, and global professional life for practical AI users, creators, freelancers, small business owners, digital professionals, and global Filipinos.
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AI Bubble Stocks: the Watchlist of Warning Numbers
AI bubble stocks: the watchlist of warning numbers and the stock buckets - exposure measured monthly, with the both-ways positioning. Every figure here
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