Calculators, checkers, and generators for remittances, government contributions, OFW paperwork, pay, freelancing, and more. Free, and no sign-up needed.
The lane listicles, fully written: money and remittance (20) · government and documentation (16) · salary and career (18) · family planners (10).
The cornerstone comparison lives at Best Free Tools for OFWs in 2026: Every Lane of the Overseas Wallet, Compared — the full guide to the money, savings, government, career, verification and AI lanes, and how the free tools stack into a weekly routine. The best tools for OFW money decisions start here, free, no sign-up.
Most-used by OFWs
Start here if you are not sure where to look.
Remittance “final PHP received” comparator
See how many pesos your family actually receives across Wise, Remitly, WorldRemit, and more.
Pag-IBIG MP2 dividend calculator
Project your MP2 savings and dividends over 5 years, monthly or lump sum.
OWWA benefits eligibility checker
Enter your payment date to see when it expires and which benefits fit you.
End-of-service gratuity calculator
Estimate your end-of-service pay in Saudi Arabia, UAE, Qatar, or Kuwait, with a peso estimate.
Job offer scam scorer
Paste a job offer and see its red flags and a risk score.
13th month pay calculator
Work out your 13th month pay, the tax-exempt part, and the December 24 deadline.
Jump to a category
All tool categories
Each category opens the full list on tools.worldngayon.com.
💰 OFW Money & Remittance
Remittance, savings, and government contributions.
- SSS contribution calculator
- PhilHealth premium calculator
- MP2 vs time deposit vs UITF
- Exchange rate alert
📄 Government & Documents
OWWA, DMW, OFW Pass, and paperwork checklists.
- OFW Pass / OEC requirement checker
- Recruitment agency license checker
- Embassy / MWO hotline directory
- Balik Manggagawa checklist
💼 Career & Professionals
Pay, dates, and paperwork for Filipino employees anywhere.
- Net take-home pay calculator
- Final pay / back pay estimator
- Resume / CV builder
- Timezone meeting planner
🧾 Freelancers & Small Business
Tax, invoices, and pricing for self-employed Filipinos.
- Freelancer tax calculator (8% vs graduated)
- Invoice generator
- Hourly rate calculator
- Business registration checklist
🏠 Family, Home & Life Abroad
Budgets, loans, and staying connected with home.
- Pag-IBIG housing loan calculator
- House construction cost estimator
- Tuition & school expense planner
- Call schedule planner
🎓 Education & Study
For working students and ETEEAP learners.
- ETEEAP eligibility checker
- GWA / GPA calculator (PH scale)
- Citation generator (APA / IEEE)
- Study schedule planner
📖 Faith
KJV verses and reading plans.
- Daily KJV verse
- Bible reading plan generator (KJV)
- Verse of comfort finder (KJV)
- Worship set list builder
🔎 SEO Tools
Titles, metas, links, and page checks.
- SERP title & meta preview
- Heading structure analyzer
- Keyword cannibalization finder
- Slug / permalink generator
🤖 GEO / AI Search
Get cited by ChatGPT, Perplexity, and Google AI.
- llms.txt generatorSoon
- Schema markup generatorSoon
- AI crawler robots.txt builderSoon
- AI-citability checkerSoon
✍️ Content & Social
Captions, titles, and scripts in Taglish or English.
- UTM link builder
- Facebook caption generator (Taglish)Soon
- YouTube title / description generatorSoon
- Hashtag generator (PH / OFW)Soon
🧰 Utilities
Everyday converters and generators.
- Gregorian ↔ Hijri date converter
- Image compressor / WebP converter
- Password generator
- QR code generator (qrduo.com)
🔌 WordPress Plugins
Plugins built for WorldNgayon, packaged for you.
- OFWAI GEO schema pluginSoon
- llms.txt WordPress pluginSoon
- KJV daily verse widgetSoon
- OFW calculators shortcode packSoon
🗄️ Command Center
Your private vault, alerts, and benefits dashboard.
- Benefits eligibility dashboardSoon
- Encrypted document vaultSoon
- Expiry alerts (visa, OWWA, passport)Soon
- Payslip & wage-discrepancy trackerSoon
Get new tools and scam alerts first
Join the WorldNgayon Telegram channel for money moves, scam warnings, and new tool launches.
These tools give estimates for planning only and are not legal, tax, or financial advice. Confirm figures with the agency or institution concerned (SSS, PhilHealth, Pag-IBIG, OWWA, DMW, BIR). See our Disclaimer. Want a tool we have not built yet? Tell us.